1.) Pay In Full - Many companies offer additional discounts if you pay your premiums in full. It also eliminates monthly installment fees. 

2.) EFT Withdrawal - Many companies give additional discounts if you pay your premiums by EFT. This also allows you to have very low installment fees if any at all. 

3.) Defensive Driving Courses - Saves approximately 8% a year per driver/vehicle for 3 years. 

4.) Driver Data Device - Monitors driving habits for a limited time, discounts start at 5% & can go as high as 30%.

5.) Bundle & Save - Combine Auto, Home & Umbrella policies with one Insurance Company for a multi-policy credit on each policy.