Life is unpredictable. Of course, you already know this. But have you considered all the risks you currently face? Distracted drivers. People using social media to expose others' dirty laundry. Teen drivers, carpools, pets, parties, and even your occasional housekeeper are all examples of everyday risks. Our society is also [...]
Did you know that a burglary happens every 16 seconds in the U.S., according to the FBI? If you just bought a new house, you are probably thinking about all the ways to make it feel more like home, from decorating the walls to discovering your new favorite pizza place. [...]
Understanding the four essential protections provided by your homeowners policy Your home isn’t just a structure made of beams and walls — It’s your happy place, and it deserves to be protected. Independent insurance agents carry the burden of searching high and low and won’t stop until we find the [...]
Picking the right car insurance provider is an important decision if you want to make sure you’re getting the best rates and coverage for your family and your vehicle. So when making your decision, make sure you’ve got all the information! There are a lot of myths when it comes [...]
The Personal Automobile Policy (PAP) that covers the vehicles that you own contains an exclusion that is very important if you are an Uber or Lyft driver. This exclusion specifically eliminates coverage for liability arising out of the ownership or operation of any vehicle while it is used to carry [...]
Engagement rings are expensive, can be lost, and should be insured. But who pays for the insurance and what makes the most sense? An Engagement Ring is a Matter of Insurable Interest... When you purchase something valuable for someone and want to insure the item, you create insurable interest. Insurable [...]
Do you know how the size and breed of your furry friend can affect your premium? Dogs are a beloved part of your family. But when it comes to insurance, it’s all about the risk. As pet owners, you have to take into consideration the risk your dog poses to [...]
If you are wondering whether your collision claims process will be more difficult to bear than the accident itself, the good news is that filing a claim is usually fairly simple. By following a systematic approach and carefully recording what has happened, you can gather all of the information you [...]
(SPOILER ALERT: It’s easier than you think) Your home is much more than a place to hang your hat. In fact, it’s also a great place for storing your snacks, collecting couches and protecting your private photos. If anything bad were to happen, you could be left without any of [...]
Auto insurance premiums are calculated using a many factors—and some insurers give more weight to some factors than others. The cost of an auto insurance policy is generally determined by the amount of coverage, types of coverage chosen and other factors.
