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Masterpole-Murphy Agency Inc. Blog

All You Ever Wanted to Know About Insurance

Car Insurance Bundles

Bundles combine different kinds of insurance, like car and home, within one company-giving you a sweet little discount. Our agents at Masterpole Murphy are real know-it-alls when it comes to protection and saving a buck....

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Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...

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Yard Safety

Backyard entertaining has gotten more elaborate in recent years. Fire pits are helping homeowners extend the Central New York backyard season, and today’s playsets involve more than a simple set of swings and a slide....

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A New College Graduate’s Guide to Insurance

Congratulations! Your child (technically, now an adult) just graduated college and is embarking on the transition into real adult life. For new college graduates, it’s an exciting time filled with many “firsts.” They...

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Everything You Need to Know About Pet Insurance But Were Afraid To Ask

Finding the right pet insurance policy is a lot like housebreaking a puppy: It takes time, patience and knowledge. In fact, with terms such as per condition, per year, lifetime coverage, time limited, coverage reset,...

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Why Did My Homeowners Insurance Go Up In 2024?

A few different factors like inflation, labor shortages, and natural disasters have caused home insurance rate increases across the U.S. this year. - If you've been wondering, "Why did my homeowners insurance go up in...

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Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....

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Why a basic Homeowners policy isn't always enough

Sometimes, a basic homeowner's policy just isn't enough. So as your career advances and your income increases, it's important to keep your insurance protection up to date. This helps you avoid expensive gaps in coverage...

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Why Are Car Insurance Rates Going Up in 2024?

Several factors, like inflation, supply chain issues, and even climate change, have impacted car insurance rates nationwide in recent years. Over the past year alone, car insurance rates have increased by an average of...

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The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...

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Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...

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Does Car Insurance Cover the Car or the Driver?

Understand when you and your vehicle are covered by your car insurance. Let’s say your car is in the shop and you borrow your friend’s car. Are you covered if you get into an accident? What about if someone borrows your...

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5 Forces Driving Commercial Auto Insurance Costs

Over the past decade, auto insurance rates have increased steadily, well exceeding the rate of inflation over the same period. But what's driving this upward trend? Explore factors that have significantly impacted the...

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A Safety-Lover’s Guide to Protected Online Shopping

Start with these tips as a guide to a safer online shopping experience that protects your identity and finances. With all the convenience it provides, online shopping also poses a great risk if it's not done carefully....

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How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....

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Does My Teen Driver Need Their Own Auto Insurance Policy?

Parents have a lot of questions about insuring their teen driver's car. The most common question we receive: Should parents title and insure a teen driver’s car separately from other cars in the household? How will my ...

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Do You Need Rental Car Insurance?

Travel plans usually involve a lot of moving parts: research, booking, packing and, sometimes, renting a car. Many rental car companies will try to sell you on the insurance they offer, and if you don’t have a good...

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What Is Cyber Liability Insurance, And Why Does Your Business Need It?

Cybercrime has been rapidly on the rise and is expected to cost an estimated $10.5 trillion this year. What can you do to protect your business? In addition to cyber safety measures such as security software and cyber...

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Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...

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